Preparation is key folks! Especially in this market. If you are not ready to look for a home but want to start preparing? I got you! Here 5 simple steps to help get you on the path of home ownership. Listen Up!👂🏾 ✨ Número Uno (Number 1), Set A Budget: Identify what you can comfortably afford when it comes to a home. Keep in mind that your mortgage payment isn’t the only home expense you are paying – for example, you have taxes, insurance, utilities, and repairs. ✨ Número Dos (Number 2), Save for a Down Payment: Lender’s will likely require you to put money down when you buy a home. Have at least 10K in the bank saved is a good start– Down payments can vary based on the loan and can range from 3-20% depending on the loan. ✨ Número Tres (Number 3),UP your Credit Score: Have a 600 or higher so you can have more mortgage options and likely qualify for a lower interest rate. (Pay of the easy debt now, credit cards, etc) ✨ Número Quatro (Number 4),Get Pre-Approved: I am partnered with a great lending company who can determine how much you’ll likely be able to afford to borrow based on your debt-to-income ratio. In today’s market, sellers prefer offers from pre-approved buyers #andthatsafact And lastly *drumroll please* the most important step is - HIRE ME The Generational Wealth Building Realtor!🤍 Set up a consultation and click the link in my bio so we can start looking today! 🏡