Let's debunk the myth that more is always better. Like my recent clients, discover how a smaller down payment could actually be your key to a brighter financial future. Their goal was to own a home and have the least amount of money obligated each month for bills. They also wanted a way rhat allowed them to build their savings back up quickly. Your goal and strategy might look different. It’s important to talk about this openly with the people you are working with so they can help you find a strategy that benefits your scenario.