You would think that rising interest rates would help #banks perform better but that has not been the case. @jpmorgan just reported earnings and their stock hit a 52 week low. #Banks are notoriously terrible #investments during recessions but I speculate that there is a new reason for concern that is being reflected in their valuations. It’s the #StableCoinTransparenyAct that if passed into law will be extremely disruptive to bank fees and profits. Too bad. That’s innovation and competition at work. It’s a very good outcome. However it will also cause investors to deal with a new dilemma. Yes there is risk in investing in Crypto but now there is also the risk of not investing in it. Here is why!