Tracking my expenses, income, assets, and debt has significantly reduced my financial anxiety this year. I made a goal in January to become financially literate and this spreadsheet is a result of 9 months of learnings! #trackingexpenses #payingoffdebts #studentloandebtplan #myfinancialplan #moneyanxiety #millennialmoneytips #millennialmoneytalk #smartmoneymoves #smartmoneyconcept #financialliteracyforwomen #financialfreedom