🏦 The Fed just cut rates by 0.25%! That signals easing monetary policy — meaning banks may find cheaper funding, which can help lower borrowing costs. It can eventually help lower rates on credit cards, auto loans, and lines of credit. But mortgage rates don't drop automatically — they depend more on bond yields and investor sentiment, not directly on the Fed's move. So it’s a signal, not a switch. That's where experience & strategy matter most. 📲 Call the guy who knows both sides — Real Estate & Lending. Ulises Ruiz | Luxe Properties / Ready Mortgage Lenders