Does everyone laugh all the way through their closings? I did, with these delightful refinancers. Jim and Sandy, what a pleasure and hoot consolidating, strategizing and closing on a grand slam financing move for your family. I’m here for you now and onward! #mnrealestate #twincities #mortgage #homeloan #mortgagebroker #homebuying #homebuyingtips #mortgagelender #loanofficer #loanadvisor #property #homefinance #househunting #househunt #mortgagerates #closingloans #newhome #mortgagelife #firsttimehomebuyer